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Naturally Curious

We are all told, “live your life to the fullest”; I am here to do just that. My Ways serves as a vessel to project my passions and clue in my loyal readers as to what inspires me in this crazy world. So, sit back, relax, and read on.

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10 Budgeting Tips for Black Friday Deals

It is November which means the holiday season is upon us starting with our long waited Black Friday Deals. As it is certainly not surprising, holiday shopping will be different this year due to the Covid Pandemic...there will be no more of the lengthy line ups... no more of the inevitable mad rush to the stores... and of course, no more of any violent shopper fights. This year everything will be different and most likely online. With retailers trying to cash in as much as they can, this year's holiday shopping deals will start earlier and as many of you are most likely experiencing, with money running tight, you as a shopper need to be budget-conscious of your spending.

Therefore, if you want to learn more about saving for Black Friday deals, stick with me till the end of the article.

  1. Have a budget. Set an amount of how much money you want to spend.

  2. Make a list of everything you need. When creating your list, ask yourself: Am I going to use this? Do I really need it?

  3. Do your research ahead of time on the products and prices, and compare these prices with other retailers to see how much savings you are getting. Sometimes retailers give fake deals and prices are often inflated to make discounts look better.

  4. When shopping online, shop in Incognito mode to avoid websites keeping track of your searches and knowing which item you have looked at and at what price.

  5. During the holiday season, return policies may be different than the regular time of the year. Make sure to check each store's return policy prior to any purchases.

  6. When shopping, avoid signing up for new credit cards offered by the stores. Most of the time, these credit cards come with high-interest rate fees and that's how a lot of spenders end up with a lot of debts!

  7. Use social media to find out exclusive deals. A lot of Influencers are partnered with different companies and if you purchase something through your favorite Influencer, you may be eligible to use a discount code on top of the items already on sale.

  8. When shopping for the holiday season, use credit cards that give you the best rewards and cashback and decide whether you want to pay by debit card, credit card, or cash.

  9. Look for additional coupons or promo codes that you can stack on top of the Black Friday Deals.

  10. Lastly, did you know that you can make money while shopping? Have you heard of Rakuten? Great Canadian Rebates? These are cashback websites where you can earn money while purchasing online. Not only that, but these websites also come with the advantage of offering an extra rebate for referring family and friends.

My overall tip for you is just to STICK to YOUR BUDGET. Resist the urge to buy a product if you don't need it. Deals are often designated to sell an item for no clear reason.

If you don't need anything, you don't need to shop during Black Friday.

Be Smart. Be Wise. Be Strategic

" Budgeting has only one rule: Do not go over budget.”

Leslie Tayne